|
|
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ACCOUNT RATE
SHEET
Effective3
November 12, 2008
|
|
Minimum
Opening Balance
|
Min Balance
To Avoid Service Charge
|
Monthly
Service Charge
|
Min Balance
To Earn Stated APY
|
Interest
Rate
|
Annual
Percentage Yield (APY)
|
Interest
Crediting Frequency
|
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Interest
Bearing Checking, Savings And Money Market Accounts 2
|
Platinum Checking1
|
$ 50.00
|
$7,500.00
|
$ 12.00
|
$ 50.00
|
1.00%
|
1.00%
|
Monthly
|
Equity Advantage Checking5
|
-
|
-
|
-
|
$ 50.00
|
0.20%
|
0.20%
|
Monthly
|
N.O.W. Account
|
$ 50.00
|
$1,000.00
|
$ 10.00
|
$ 50.00
|
0.20%
|
0.20%
|
Monthly
|
Platinum Money Market Special6
|
$ 50.00
|
N/A
|
N/A
|
$ 50,000.00
|
2.70%
|
2.73%
|
Monthly
|
Tiered Balances & Interest Rates
|
|
|
|
$ 50.00
|
0.40%
|
0.40%
|
Monthly
|
Money Market Account w/ Tiered Balances and Interest
Rates
|
$ 50.00
|
$2,500.00
|
$ 10.00
|
250,000.00
|
2.18%
|
2.20%
|
Monthly
|
|
|
|
|
$100,000.00
|
1.77%
|
1.78%
|
Monthly
|
|
|
|
|
$ 50,000.00
|
1.19%
|
1.20%
|
Monthly
|
|
|
|
|
$ 25,000.00
|
1.07%
|
1.07%
|
Monthly
|
|
|
|
|
$ 10,000.00
|
0.63%
|
0.63%
|
Monthly
|
|
|
|
|
$ 2,500.00
|
0.20%
|
0.20%
|
Monthly
|
Savings Account
|
$ 50.00
|
$ 200.00
|
$ 5.00
|
$ 50.00
|
0.40%
|
0.40%
|
Quarterly
|
Platinum Savings Account With4
|
$ 50.00
|
-
|
-
|
$ 50,000.00
|
1.98%
|
2.00%
|
Quarterly
|
Tiered Balances & Interest Rates
|
|
|
|
$ 10,000.00
|
1.49%
|
1.50%
|
Quarterly
|
Tiered Balances & Interest Rates
|
|
|
|
$ 7,500.00
|
0.10%
|
0.10%
|
Quarterly
|
Growing Interest Savings Account
|
$ 10.00
|
N/A
|
N/A
|
$ 1.00
|
0.40%
|
0.40%
|
Quarterly
|
|
|
|
|
|
|
|
|
Certificates
of Deposit
|
90
Day
|
$ 1,000.00
|
N/A
|
N/A
|
$ 1,000.00
|
1.71%
|
1.72%
|
Monthly
|
6 Month
|
$ 1,000.00
|
N/A
|
N/A
|
$ 1,000.00
|
2.96%
|
3.00%
|
Monthly
|
12 MONTH PENALTY FREE CUSTOMER SPECIAL7
|
$ 5,000.00
|
N/A
|
N/A
|
$ 1,000.00
|
3.20%
|
3.25%
|
Monthly
|
1 Year
|
$ 1,000.00
|
N/A
|
N/A
|
$ 1,000.00
|
2.32%
|
2.35%
|
Monthly
|
2 Year
|
$ 1,000.00
|
N/A
|
N/A
|
$ 1,000.00
|
2.62%
|
2.65%
|
Monthly
|
2 Year Bump-Up
|
$ 5,000.00
|
N/A
|
N/A
|
$ 5,000.00
|
2.62%
|
2.65%
|
Monthly
|
3 Years
|
$ 1,000.00
|
N/A
|
N/A
|
$ 1,000.00
|
2.74%
|
2.78%
|
Monthly
|
3 Year Bump-Up
|
$ 5,000.00
|
N/A
|
N/A
|
$ 5,000.00
|
2.74%
|
2.78%
|
Monthly
|
4 Years
|
$ 1,000.00
|
N/A
|
N/A
|
$ 1,000.00
|
2.84%
|
2.88%
|
Monthly
|
5 Years
|
$ 1,000.00
|
N/A
|
N/A
|
$ 1,000.00
|
3.21%
|
3.26%
|
Monthly
|
|
|
|
|
|
|
|
|
IRA
Certificates of Deposit
|
IRA Saver
|
$ 100.00
|
N/A
|
N/A
|
$ 100.00
|
2.32%
|
2.35%
|
Quarterly
|
6 MONTH |
$200.00
|
N/A
|
N/A
|
$200.00
|
2.96%
|
3.00%
|
Quarterly
|
1
Year
|
$ 200.00
|
N/A
|
N/A
|
$ 200.00
|
2.32%
|
2.35%
|
Quarterly
|
2 Years
|
$ 200.00
|
N/A
|
N/A
|
$ 200.00
|
2.47%
|
2.50%
|
Quarterly
|
2 Year Bump-up
|
$ 5,000.00
|
N/A
|
N/A
|
$ 5,000.00
|
2.47%
|
2.50%
|
Quarterly
|
3 Years
|
$ 200.00
|
N/A
|
N/A
|
$ 200.00
|
2.52%
|
2.55%
|
Quarterly
|
3 Year Bump-up
|
$ 5,000.00
|
N/A
|
N/A
|
$ 5,000.00
|
2.52%
|
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